(1) According to sub-rule (3) of rule 8, the foreign currency deposited in the bank account shall be converted into Nepali currency at the exchange rate at which the bank has converted it into Nepali currency according to sub-rule (4) of the same rule. It will be fixed (locked) so as not to change or change.

(2) According to sub-rule (1) the bank will provide hedging facility to the investors so that they will be paid back the amount due to the foreign loan according to the agreement at the fixed (locked) exchange rate.